Texas Drifter: Part IV - Private Sector Dark Side Obama Care
Marshall’s Law Dateline –“Let Them Eat Granite”: Part IV - Private Sector Dark Side Obama Care.
Sooner or later the surviving parent or parents will probably need nursing home care. Correct me if I am wrong1 but I believe that one of the Ten Commandments says: honor thy father and mother; it does not say honor thy father and mother until it becomes inconvenient for your pop culture life style.
Obligations to your parent or parents are only beginning; not ending when you “dump” them off at nursing home. If you want to fulfill this obligation, depend on no one but yourself.
Do not be surprised when some of your siblings fail to do their part. Show no anger towards these siblings, as their actions are between them and God; for it is His Commandment that they are breaking not you.
Do not be surprised when the least grateful siblings make the biggest scene at your parent’s funeral, and are the first to want their largest share of your parent’s assets after the funeral.
As for support from some churches, many take the position that they only care “for their own” meaning they only minister to church members who continue to tithe. Isn’t it ironic that God’s messengers will not perform funeral rites until receiving their “gratuity” in advance?
Be advised that if you take your parent to a hospital be careful what you sign. Hospitals have a policy of taking advantage of distraught middle class children by getting them to sign agreements to guarantee payment for all of their parent’s hospital bills.
One example, a middle class resident we will call Mr. Smith saw his neighbor collapse while mowing his yard.
Mr. Smith took his neighbor to the hospital and signed his neighbor into the emergency room.
When the neighbor could not pay his hospital bill; the hospital placed a lien against Mr. Smith’s home and eventually seized the home for failure to pay his neighbor’s debt.
Bottom line: watch what you sign in emergency rooms.
Priority parental bills you must expect to pay to insure your parent’s nursing home care include: medications, dental services, body doctor bills, mind doctor bills, supplemental insurance, and other incidentals.
First distinguish between body and mind doctors because if your parent has dementia or Alzheimer’s you will need both a medical doctor and a psychiatrist To avoid problems, make sure each doctor prescribes medications limited to their area of expertise.
Some suggest that a great many patient behaviors and health problems in nursing homes result from medical doctors prescribing mind medications without checking with mind doctor. This can result in prescription “cocktails” which can produce lethal or psychotic behavior for nursing home patients.
Also, when dealing with body doctors, make sure treatments start with least drastic treatments; for example, perhaps vitamins instead of exploratory surgery.
All together, depending on amount of prescription drug bills; you can expect to need; consider adding an additional eight hundred to thousand dollars a month out of you own pocket in addition to nursing home expenses per parent.
When the time arrives for dealing with government bureaucrats to place your middle class parents in a private sector nursing home the first requirement is infinite patience.
The general rule is about thirty telephone calls cumulating in “not eligible” before you find a worker who takes the time to give you a correct response. Once you find a competent case worker, take care of the relationship.
It only took me twenty one calls to find such a professional. It would not be prudent to reveal the name as government has a way of getting rid of good employees.
If you are not successful after thirty or so eligibility inquiries, try to locate a private company to help you start the application process.
Another problem middle class citizens’ encounter is constantly changing government eligibility standards. The little known secret is that governments change regulations on a daily basis to deny senior middle class citizens earned benefits, and more dangerous, is stopping ongoing medical treatments like for cancer.
Middle class children must first learn to plan to “balance their parent’s budget” for long term health care projection costs. Why, secondly children must learn to accept that life long career welfare recipients and illegal immigrants who are entitled to “one hundred percent” care and benefits; will deprive their parents of public resource plans they paid into their entire lives. Politicians who say anything different are liars; I probably should not have wasted you the reader’s time by stating the obvious.
When it comes to selecting a nursing home for your parent/s; here are just a few tips:
1) check with appropriate state agency for “complaints history”;
2) check with children who have or had parent’s in same nursing home;
3) remember smaller is better (avoid ware houses as some use convicts to care for patients in poorest health);
4) make sure visits to nursing home are at random times on daily basis;
5) observe whether nursing home staff smile and greet visitors, or look like they would rather be some place else; and
6) come up with your own check list
As for the government, let me tell you about Democrat Party and Republican Party government in America. My father volunteered to serve his country and by the grace of God escaped physical injury while serving in the Navy in the Pacific.
He worked his entire life and was always active in his community and church. It is doubtful that you will find anyone of any race or cultural background that says he did not treat them honestly and with respect.
While trying to locate additional resources for his care, I was told that his combat experience had earned him (after a twelve month wait for benefits) the equivalent of one cheap can of dog food a day.
My father’s home was near an airport, and it wasn’t that long ago (months before he went into a nursing home) that he would relive his combat experiences by telling me that he was worried about Japanese planes hitting his ship and costing friends their lives. The man who never complained and volunteered to serve his country was offered fifty cents a day by the government he always honored.
Perhaps somebody should explain to Republican aristocracy and Democrat Marxist-fascists that middle class veterans need food, medicine, and dental care; not a general’s monument. Then again, maybe the Republican aristocracy has not figured out that middle class veterans cannot eat granite.
Then again, what else would you expect from people like Marxist-fascist Progressive Liberal Democrats of RINOS who do not understand that altruism for publicity is self serving advertising not benevolent conduct.
As for this author, “Anything for God, country, the Bill of Rights, family, friends, good neighbors, clients and team members; and not a thing for deleterious government”; note: there is a difference between going after and not providing aid.
Reader’s assignment question: worst ethical capitalism is still infinitely better than Marxist-fascist or RINO greed based fascism. Should be obvious best economic system of Heaven’s favorite republic is Judeo-Christian ethical capitalism. TRUE or FALSE
Texas Drifter Part V Private Sector Dark Side Obama Care to follow
